By using SunbitApplication.com you agree to these terms: the site provides a free loan-connection service and educational content, is not a lender, guarantees no outcomes, labels every figure an estimate, and limits its liability as stated below. If any term is unacceptable, the remedy is not using the site.
The Service
SunbitApplication.com operates an online form that transmits loan requests to participating lenders, plus educational content about personal lending. We are not a lender, do not make credit decisions, do not fund or service loans, and do not guarantee that any lender will review your request or extend an offer. Any loan agreement you enter is between you and the lender named on it, governed by that agreement and applicable law. Submitting our form is free and creates no obligation on your part.
Eligibility and Accurate Information
The service is available to U.S. residents aged 18 or older. You agree to provide accurate, current information in any submission; inaccurate information may delay or prevent lender review and may violate lenders' terms. You are responsible for activity conducted through information you submit.
Educational Content and Estimates
All rates, payments, timelines, and figures on this site are estimates for illustration and education. They are not offers, quotes, or financial, legal, or tax advice. Actual terms come solely from the lender that reviews your request and appear in your loan agreement. Content is provided in good faith and reviewed periodically, but lending markets change and no warranty of completeness or currency is made — verify material figures with primary sources before relying on them.
Acceptable Use and Intellectual Property
You agree not to misuse the site: no unlawful purposes, no submitting others' information without authority, no scraping at disruptive volume, no interference with site operation or security, and no misrepresentation of affiliation with us. Site content — text, design, graphics, and compilation — belongs to SunbitApplication.com or its licensors; personal, non-commercial use is welcome, and republication requires written permission via the contact page. Third-party brand names appear for identification and comparison only, as our disclosure explains, and imply no affiliation.
Disclaimers and Limitation of Liability
The site is provided "as is" and "as available," without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. To the maximum extent permitted by law, SunbitApplication.com and its operators are not liable for indirect, incidental, consequential, special, or punitive damages, or for decisions made in reliance on site content; where liability cannot be excluded, it is limited to the amount you paid us to use the site, which is zero. Nothing in these terms limits rights that applicable law does not permit limiting.
Changes, Governing Law, and Contact
We may update these terms as the site or the law changes; the current version always lives at this address, and continued use after changes constitutes acceptance. These terms are governed by the laws of the Commonwealth of Kentucky, without regard to conflict-of-law principles, and disputes belong to the state or federal courts covering Louisville, KY. Questions about these terms: [email protected] or SunbitApplication.com, 6723 Franklin Blvd, Louisville, KY 40201.