Short version: information you submit through the request form is transmitted to participating lenders and partners for the purpose you submitted it — obtaining loan offers. Site-usage data is collected for operation and improvement. We do not sell browsing data, and questions reach us at [email protected].
Information We Collect
Information you provide: the request form collects identity details (name, date of birth, contact information), residence details (address, housing status), income details (employment or income source, amounts, pay frequency), and banking details (account and routing numbers) — the information lenders require to review a loan request. Contact-page emails and review submissions collect what you choose to include.
Information collected automatically: standard web logs (IP address, browser type, pages visited, referring pages) used for site operation, security, and improvement.
How Information Is Used and Shared
Request-form information is transmitted to participating lenders and lending partners so they can evaluate your request and, where interested, present offers — the entire purpose of submission. Those parties handle your information under their own privacy policies, which their offers and websites disclose. We may also use information to operate and secure the site, respond to your messages, comply with legal obligations, and, in aggregate non-identifying form, understand site usage. We do not sell your browsing data to unrelated third parties.
Security and Retention
The request form transmits over an encrypted connection, and we apply reasonable administrative and technical safeguards to information in our custody. No internet transmission is perfectly secure, and we cannot warrant absolute security. Information is retained as needed for the purposes above and applicable legal requirements, then deleted or de-identified.
Your Choices
You may decline to submit the request form — every editorial page of this site works without it. You may request access to, correction of, or deletion of information in our custody by emailing [email protected]; note that information already transmitted to lenders at your request is governed by their policies, and deletion requests to them go through their channels. Cookie controls live in your browser settings. Residents of states with specific privacy statutes may have additional rights under those laws; requests through the same email receive the same handling.
Children, Changes, and Contact
This site serves adults; we do not knowingly collect information from anyone under 18, and the request form requires adult status. This policy may be updated as the site or the law changes, with the current version always at this address. Questions, requests, and concerns: [email protected], or SunbitApplication.com, 6723 Franklin Blvd, Louisville, KY 40201, 888-586-8753.